Travel Insurance Coverage for Older Travelers. Do you need it? A traveling Insurance policy is the most important thing you need! Most health insurance plans don’t cover you when you travel. Your normal insurance strategy most likely offers little to no protection while taking a trip. Trip cancellations, medical emergencies, and also damaged items, could ruin your dream trip if you do not have the correct travel insurance policy.

Things to consider with a travel insurance policy:

• Coverage for Doctors visits
• Coverage for clinical evacuation
• Coverage for medical emergency situations
• Coverage for electronics
• Coverage for a trip cancellation
• Coverage for theft of property

The money spent on a travel insurance policy offers peace of mind. After you have shelled out all that money to take a trip, now is not the time to save a dime. A simple trip and fall,  damaged electronics or camera, lost luggage, or worst-case scenario a medical evacuation. 

TRAVEL INSURANCE COMPANIES FOR SENIORS AND THE OLDER TRAVELER

I understand travel insurance policy is not one of the most exciting parts of planning that bucket list trip. Travel insurance is the last thing on your mind when cozy sandy beaches or mountains that touch the sky are on your mind.

It’s the “what happens if” that remains in the back of your mind while traveling. Lost luggage? Stolen camera? Accident? Medical evacuation?
As well as coverage for trip delays, and canceled trips.

Things can go wrong and they do go wrong. Travel insurance coverage provides that cushion and assistance if problems should occur.

For the older traveler, these things are a bit more crucial. Those carefree days of feeling like you are 10 feet tall and bulletproof have passed. Replaced with a bad hotel mattress that makes your back hurt for a week.

Even for the healthy and active senior traveler things can still go wrong. Travel insurance coverage is a purchase you will certainly not regret.

I use travel insurance on every trip and recommend you do as well.

The many options for travel insurance, that can easily confuse the best of us. I have tried to narrow the options downs to the most well-respected and used insurance providers.

What are the Options?

A lot of travel insurance coverage starts anywhere from $25,000 to approximately $100,000 in clinical costs. For many healthy and active tourists that is sufficient coverage. If you have major medical problems then think about more comprehensive coverage.

Medical Evacuation is a protection you may want to consider. The cost to repatriate from across the world can be astronomical. Evacuation cost are separate from travel insurance so consider it as an add-on to your policy.

Evacuation policies can likewise cover you for all-natural disasters in addition to medical. Earthquakes, hurricanes, and tidal waves happen while on vacation.

Items to check if your policy covers:

• Medical evacuations
• Medical emergencies
• Lost or stolen items, damaged items
• Trip cancellations 
• Delayed flights
• Natural catastrophes that affect your trip
• Assistance with claims

Top Travel Insurance Providers